Be wary. BDO charges for account dormancy.
When an account becomes dormant, the monthly dormancy charge of Php 300.00 / US$ 5.00 is collected automatically by the BDO system.
An account is considered dormant if it has remained inactive (i.e., with no client-initiated transactions such as deposit, withdrawal, debit, credit) for a certain period of time:
a. Current Account – after twelve (12) consecutive months or one (1) year.
b. Savings Account – after twenty-four (24) consecutive months or two (2) years.
Interbranch transactions on dormant account are not allowed because the account must first be reactivated at the maintaining branch.